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  <url>
    <loc>https://www.holmes-agency.com/our-advice</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-10-08</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/the-landlord-database-what-owners-need-to-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/9ed95d46-340c-40c8-8a71-c7576ea6c490/imgg-s7x-pghj7mm2.png</image:loc>
      <image:title>Our Advice - The Landlord Database — what owners need to know - 1. What the Private Rented Sector Database is…</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/912d57ae-7508-44b5-a091-7dd176fc3d5f/Screenshot+2026-10-08+163019.png</image:loc>
      <image:title>Our Advice - The Landlord Database — what owners need to know</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/dfb00bf9-0ed9-4e54-b8ea-583ddd9f731e/Screenshot+2026-10-08+163035.png</image:loc>
      <image:title>Our Advice - The Landlord Database — what owners need to know</image:title>
      <image:caption>A mandatory PRS Landlord Ombudsman is expected later in Phase 2 (government roadmap: around 2028). That is separate from this database briefing — we will write to you when membership becomes required.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Our Advice - The Landlord Database — what owners need to know</image:title>
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  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/antisocial-behaviour-the-typical-route-and-timescales</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-10-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/bf7e5c18-39ff-4c77-a22c-f22492b6a0a5/Screenshot+2026-10-08+161243.png</image:loc>
      <image:title>Our Advice - Antisocial behaviour — the typical route and timescales</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/0afa0df6-541b-4f99-9dbf-58ffba310897/Screenshot+2026-10-08+161336.png</image:loc>
      <image:title>Our Advice - Antisocial behaviour — the typical route and timescales</image:title>
      <image:caption>Illegal eviction or harassment is a criminal offence — never change locks or force entry.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/c9668c58-ebdd-4f3b-a209-f867cd0eb802/Screenshot+2026-10-08+161355.png</image:loc>
      <image:title>Our Advice - Antisocial behaviour — the typical route and timescales</image:title>
      <image:caption>Illustrative worked example (not a promise): serious ongoing ASB fi evidence gathering (days–weeks) fi section 8 notice fi wait at least 14 days before an order can be made fi claim listed (national median often around ~8 weeks claimfiorder) fi if the tenant stays, warrant then bailiff (national median claimfibailiff repossession ~27.1 weeks). Add your notice date and the 14-day floor before comparing to those medians.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/7f2e0875-509d-435b-b101-03cb6fd9baef/Screenshot+2026-10-08+161408.png</image:loc>
      <image:title>Our Advice - Antisocial behaviour — the typical route and timescales</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/5ee8607f-c569-4f82-94ea-4fab149b4d3a/Screenshot+2026-10-08+161427.png</image:loc>
      <image:title>Our Advice - Antisocial behaviour — the typical route and timescales</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/a4c024b2-05d5-4fdc-93a6-7347dc728128/Screenshot+2026-10-08+160121.png</image:loc>
      <image:title>Our Advice - Antisocial behaviour — the typical route and timescales</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/section-21-has-ended</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/18dc6c22-25d6-48c2-8718-eb541d66387d/Screenshot+2026-10-08+155246.png</image:loc>
      <image:title>Our Advice - Section 21 has ended — what it means for owners, and why not to worry</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/3107cd0e-2c8e-4406-abbf-f3059ac53a0d/Screenshot+2026-10-08+155714.png</image:loc>
      <image:title>Our Advice - Section 21 has ended — what it means for owners, and why not to worry</image:title>
      <image:caption>After using Ground 1 (move-in) or Ground 1A (sale), there is generally a 12-month restriction on marketing or re-letting the property. Shared ownership has a specific exemption — ask us if that applies to you.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/98a19a84-53c6-448c-ba56-3c38e364822f/Screenshot+2026-10-08+155843.png</image:loc>
      <image:title>Our Advice - Section 21 has ended — what it means for owners, and why not to worry</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/075755cf-d489-41af-9e90-9bb0bc9eca5d/Screenshot+2026-10-08+155902.png</image:loc>
      <image:title>Our Advice - Section 21 has ended — what it means for owners, and why not to worry</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/dae9143a-e7a2-4d01-837b-e9c2f07caa6c/Screenshot+2026-10-08+160121.png</image:loc>
      <image:title>Our Advice - Section 21 has ended — what it means for owners, and why not to worry</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/why-every-holmesampco-tenancy-needs-a-guarantor-nbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-09-26</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/giving-back-to-the-planet-why-holmes-amp-co-donates-monthly-to-planet-wild</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/our-teams-latest-bathroom-transformation-turning-a-dated-space-into-a-modern-rental-winner</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/b9eccdfb-7d26-4f72-83d1-b1405abd28cf/PPvgW.jpg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659151333-GKFGJBF10YTQL70H8CVL/WhatsApp+Image+2026-02-09+at+17.30.12+%282%29.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659151298-V2Q3JCS0V3LEK5QUDHYS/WhatsApp+Image+2026-02-09+at+17.30.12+%281%29.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659152987-WMDM6LN89UZHEXF4L72B/WhatsApp+Image+2026-02-09+at+17.30.07.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
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      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659353885-0GIRT0MDWPM477SJXGT1/WhatsApp+Image+2026-02-09+at+17.33.03+%282%29.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659353903-AYXCU2IZO7YWEA98B037/WhatsApp+Image+2026-02-09+at+17.33.02+%281%29.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659352101-DS5GFZL2VRB754FQLQ74/WhatsApp+Image+2026-02-09+at+17.33.03+%284%29.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/1770659352155-9UWPRAW1COHF685T9Z63/WhatsApp+Image+2026-02-09+at+17.33.03+%283%29.jpeg</image:loc>
      <image:title>Our Advice - Our Team’s Latest Bathroom Transformation – Turning a Dated Space into a Modern Rental Winner!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/247-peace-of-mind-for-landlords-and-tenants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/672e31ad9898095b2fa4f365/c6e034e9-b115-4d20-a541-e9ba3bb8163d/Maintenance</image:loc>
      <image:title>Our Advice - 24/7 Peace of Mind for Landlords and Tenants - Out-of-Hours Property Management</image:title>
      <image:caption>In the world of lettings, issues don't stick to office hours. A burst pipe at midnight, a heating failure on a winter weekend, or an urgent tenant concern can arise at any time. That's why our dedicated property management team offers true 24/7 out-of-hours support — so your properties stay protected, your tenants feel valued, and you can rest easy knowing swift action is always taken on your behalf.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/zero-waste-liverpool-fighting-food-waste-amp-supporting-communities</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/understanding-the-renters-reform-bill-what-it-means-for-tenants-and-landlords</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/block-viewings-rental-tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/understanding-the-application-process-for-renting-a-property-in-7-steps</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/understanding-your-rights-and-responsibilities-as-a-tenant-fngnk-dychc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-15</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/understanding-your-rights-and-responsibilities-as-a-tenant-fngnk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/understanding-your-rights-and-responsibilities-as-a-tenant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-15</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/moving-into-your-new-home-guide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/understanding-deposit-protection-a-guide-for-tenants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-12</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/blog-post-title-one-zmb37-rxbmm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-13</lastmod>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/blog-post-title-one-zmb37-nx5cj</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-13</lastmod>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/blog-post-title-one-zmb37-nx5cj-hjmj6</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-13</lastmod>
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    <loc>https://www.holmes-agency.com/our-advice/blog-post-title-one-zmb37</loc>
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    <priority>0.5</priority>
    <lastmod>2025-02-13</lastmod>
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    <loc>https://www.holmes-agency.com/our-advice/category/New+tenancy+laws+UK</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Housing+legislation+changes</loc>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Local+Initiatives</loc>
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    <priority>0.5</priority>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/DPS</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Budgeting+Tips</loc>
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    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Tenant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Food+Waste+Reduction</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Fighting+food+insecurity</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Sustainability</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Community+Support</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Renting+Successfully</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/How-To+Guides</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Deposit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Rental+Tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Living+Responsibly</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Tenant+Resources</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Tenant+protections+in+the+UK</loc>
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    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Charitable+Causes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Zero+Waste+Liverpool</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Renters+Reform+Bill</loc>
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  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Advice</loc>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/Landlord+responsibilities+UK</loc>
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  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/sustainable+property+management</loc>
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  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/category/eco-friendly+letting+agents+Liverpool</loc>
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    <priority>0.5</priority>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/How+to+apply+for+a+rental+property</loc>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/Section+21+eviction+ban</loc>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/Sustainable+Living</loc>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/Guide</loc>
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  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/How+to+make+a+good+impression+at+a+viewing</loc>
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    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/EmergencyMaintenance</loc>
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  </url>
  <url>
    <loc>https://www.holmes-agency.com/our-advice/tag/Rental+Property+Hacks</loc>
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